Topstep vs Take Profit Trader (2026): Which Should You Pick?
Topstep and Take Profit Trader are both popular futures firms with end-of-day trailing drawdowns, but they run very different models — one is a cheap monthly combine, the other lets you withdraw from day one. Here's the head-to-head.
Quick verdict
| Topstep | Take Profit Trader | |
|---|---|---|
| Entry price (50K) | $49 / month | $170 / month |
| Profit target | $3,000 | $3,000 |
| Test drawdown | $2,000 EOD trailing | $2,000 EOD trailing |
| Funded drawdown | EOD trailing | Switches to intraday trailing |
| Profit split | 100% of first $10k, then 90% | 80% (PRO) |
| First withdrawal | Winning days, from day 5 | From day one |
Short version: Topstep is cheaper to run and keeps the forgiving EOD drawdown once funded, while Take Profit Trader costs more but lets you start withdrawing immediately.
Pricing
Topstep's 50K Combine is $49/month with no separate activation fee — the cheaper way to attempt the evaluation. Take Profit Trader is $170/month, noticeably pricier, but its selling point is the day-one withdrawal access on funded accounts rather than a low entry cost.
The drawdown difference that matters
Both use an end-of-day trailing drawdown during the test, which is the forgiving kind. The key difference comes after you pass: Take Profit Trader switches the funded account to an intraday trailing drawdown, which follows your highest intraday balance and is less forgiving. Topstep keeps the EOD trailing model throughout. If you tend to sit in open profit, that funded-stage switch is worth weighing.
Profit split & payouts
Topstep pays 100% of your first $10,000 in profit, then 90/10, with withdrawals on winning days from day five. Take Profit Trader runs an 80/20 split on PRO accounts but lets you withdraw from the very first day you're profitable — faster access, smaller share.
Which should you choose?
- Pick Topstep if you want the cheaper entry, the bigger early split, and a forgiving EOD drawdown that stays the same once funded.
- Pick Take Profit Trader if day-one withdrawal access matters more to you than cost, and you're comfortable with the funded-stage switch to intraday drawdown.
Rules and prices are verified against the firms' official sites (Oct 2026) but change often. Confirm on each firm's own site before buying. Nothing here is financial advice.