Topstep vs MyFundedFutures: which futures prop firm wins in 2026?

Updated 2026-10-23 · Data verified against each firm's official terms

Topstep and MyFundedFutures are both futures prop firms, but they split on the things that decide whether you pass and get paid. On the $50,000 evaluation, Topstep costs $49 with a $2,000 end-of-day trailing drawdown, while MyFundedFutures costs $97 with $2,000 end-of-day trailing. Here's the full head-to-head.

Short version: Topstep is cheaper to start ($49 vs $97), and both run the same $2,000 end-of-day trailing drawdown. The right pick depends on what you trade — full breakdown below.

Side by side

TopstepMyFundedFutures
Entry price (50K)$49$97
Profit target$3,000$3,000
Max drawdown$2,000$2,000
Drawdown typeEnd-of-Day TrailingEnd-of-Day Trailing
Daily loss limit$1,000$1,000
Consistency rule55%None
Profit split100%80%
PayoutsWinning days, from day 5On demand
Min trading days21
News tradingyesyes
Reset fee——
Rating★ 4.5★ 4.3

Where each firm wins

Where Topstep wins

  • Cheaper to start — $49 vs $97 on the 50K evaluation.
  • Stronger profit split — 100% of your first $10,000, then 90/10.
  • Higher user rating — Rated ★ 4.5.

Where MyFundedFutures wins

  • No consistency rule — Your best day can be any size — no balanced-profit maths to pass.
  • Faster payouts — Payouts on demand.

Which should you pick?

Pick Topstep if you want cheaper to start and stronger profit split. Pick MyFundedFutures if you want no consistency rule and faster payouts. Either way, run your real account size through the simulator first to see exactly where the drawdown would put you.

Start at Topstep → Start at MFF →

Full Topstep review · Full MyFundedFutures review

Frequently asked questions

Is Topstep or MyFundedFutures cheaper?
On the 50K evaluation, Topstep is cheaper to start at $49, versus $97 for MyFundedFutures.
Which has the more forgiving drawdown — Topstep or MyFundedFutures?
Both Topstep and MyFundedFutures use a $2,000 end-of-day trailing drawdown on the 50K, so they're level on drawdown — the difference is elsewhere (cost, daily loss, split and payouts).
Does Topstep or MyFundedFutures have a daily loss limit?
Topstep: $1,000 daily loss limit. MyFundedFutures: $1,000 daily loss limit.
Which profit split is better, Topstep or MyFundedFutures?
Topstep: 100% of your first $10,000, then 90/10. MyFundedFutures: 80/20 split on the Builder plan; payouts need a buffer of the max loss + $100.

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